GROUND UP
Rates Starting at 10.99%*
Brylan Capital Funding Makes Bridge Loans Easy
Brylan Capital Funding’s Ground Up Construction loans enable you to have flexible and competitive terms on 1-4 unit homes
Ground Up Program
Maximum Loan To Cost
Up to 75% of the lower of land value or purchase price/60% if unpermitted, plus 100% of construction
Max 85% of total project costs
LTC Catch Up Draw to raise initial advance to 75% at approval of required plans/permits post-closing
Maximum Loan To Arv
Up to 70%
Recourse
Full Recourse
Experience
Previous real estate experience required: 1-2 Ground ups
GCs if experience if permits tie to Ground ups
Guarantors with no experience permitted on a case by case basis
When Do We Use Ltv Vs Ltc?
Generally, we use LTC on lopsided projects (where the purchase price is lower than rehab budget)
Recourse
Full Recourse Only
Loan Amount
$50K - $3.5MM
Loan Purpose
Rehab loan for non-owner occupied residential investment property
Borrower Type
Min: $50,000
Max: $3,500,000
Term Length
12 months, Up to 18 at Lender Discretion
Property Count
Min: 1
Max: 2
Permitted Property Types
Eligible:
Non-owner Occupied 1-4 unit residential
Townhomes
Condos
Ineligible:
Mixed use properties
5+ unit multifamily properties
Condotels
Co-ops / TICs
Commercial Property
Log Homes
Properties Subject to Oil and/or Gas Leases
Operating Farms, Ranches, or Orchards
Vacation or Seasonal Rentals
Rural properties
Experienced Developer Program (3+ Similar Past Projects)
Maximum Loan To Cost
Up to 75% of the lower of land value or purchase price/60% if unpermitted, plus 100% of construction
Max 85% of total project costs
LTC Catch Up Draw to raise initial advance to 75% at approval of required plans/permits post-closing
Maximum Loan To Arv
Up to 70%
Recourse
Full Recourse
Reserves/Escrows
nterest Reserve:
Minimum 1 month
Experience
Previous real estate experience required: 3+ similar Ground-up builds + heavy rehabs with expansion. Professional deveopment / builder.
Guarantors with no experience permitted with experienced guarantor that meets the above experience criteria
Loan Amount
Min: $50,000
Max: $3,500,000
Term Length
12 months, Up to 24 at Lender Discretion
Property Count
Min: 1
Max: 10
Borrower Type
Min: $50,000
Max: $3,500,000
Term Length
12 months, Up to 18 at Lender Discretion
Property Count
Min: 1
Max: 2
Permitted Property Types
Eligible:
Non-owner Occupied 1-4 unit residential
Townhomes
Condos
Ineligible:
Mixed use properties
5+ unit multifamily properties
Condotels
Co-ops / TICs
Commercial Property
Log Homes
Properties Subject to Oil and/or Gas Leases
Operating Farms, Ranches, or Orchards
Vacation or Seasonal Rentals
Rural properties
4.0 K+
lenders
44
US states
$10.0 B+
in funded loans
Loans for Professional Residential
Real Estate Investors
Working with Brylan Capital Funding is as easy as 1-2-3
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Our relationship managers will get your deals funded fast!
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