RENTAL PORTFOLIOS
Rates Starting at 6.1%*
Brylan Capital Funding Makes Portfolio Loans Easy
Brylan Capital Funding Rental Portfolio loans provide you with a reliable funding source for landlords against a collection of 1-4 family houses.
The widest range of terms and options
5, 10, and 30-year term, fixed rate or hybrid ARMs, partial IO available, non-recourse.
Ultra competitive rates and leverage
Borrower-friendly rates and full leverage available 90 days post purchase with no further rent roll seasoning required.
Flexible funding for growing portfolios
By funding portfolios from a minimum $100K property value, up to $2MM, Brylan Capital Funding accommodates landlords real estate needs for their growing portfolios.
Rental Portfolios Terms
Term
30-Year term, Fixed Rate Mortgage (Fully Amortizing) 5/6, 7/6, 10/6 Hybrid ARMs (Partial IO or Fully Amortizing)
Lease Requirements
Minimum Occupancy Rate of 90% by Unit Count
Leased Units: Lower of (i) In-Place Rent & (ii) Market Rent
Unleased Units: 90% of Market Rent (Purchase Loans only)
Recourse
Full Recourse with Pledge of Equity of Borrowing Entity
Loan Purpose
Blanket loan for purchase, rate-term refinance, or cash-out of a portfolio of rental properties
Minimum Fico
680
Borrower Type
Entity required
Interest Rate
Call for quote
Property Type
Non-Owner Occupied:
Single Family Residences (SFR)
2-4 unit properties
Warrantable condos
Townhomes
PUD
Minimum debt service coverage ratio (net cash flow/debt service)
1.20x
Vacancy Minimum
Min. 90% occupancy rate by unit count
Rural Properties
Not permitted
Foreign Nationals
Eligible at maximum 65% LTV
Loan Amount
Minimum Property Value: $100K
Maximum Loan Amount: $2MM
Property Restrictions
No vacation or seasonal rentals
Maximum Loan-To-Value (Ltv)
Up to 80% on purchase and refi. Up to 75% on cash-out
Seasoning Requirement (To Use Value Vs. Cost Basis)
180 days
4.0 K+
lenders
44
US states
$10.0 B+
in funded loans
Loans for Professional Residential
Real Estate Investors
Working with Brylan Capital Funding is as easy as 1-2-3
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WE FUND YOUR DEALS
Our relationship managers will get your deals funded fast!
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